Blessings at BlueApple Farm - Why are some lessons so hard to learn?

In years past I have been a procrastinator. O.k., so I'm still a procrastinator but I'd like to think that I've amended by ways when it comes to paying bills. With the new fangled options through my bank of online billing/payments I have, for the most part improved my late ways. However, looking over my Visa bill (which I'm desperately trying to eliminate) my interest has zoomed...yes zoomed to 32%! WHY? Because in my quest to pay things on time and/or early I have made some payments too early (yes...tooooooo early) and my payment didn't get applied to the correct billing cycle. This happened twice, plus I was just plain late a couple of times (we are talking a day or two) and they now are charging me 32%. I cried, I pleaded, I explained...I begged...o.k. didn't beg (I mean I do have SOME self-esteem) and you know what...they don't care. They don't care why, how late, how I was trying to pay early...nope. All they see is that I've been late and I have to now wait until February when they will "review" my performance to see if I've changed my horrible ways. UGH, lesson learned!

My mom was told once that she couldn't buy a car because she had paid her other one off too early, LOL. It's a crazy world, isn't it. Good luck, I hated seeing my credit card bill come in the mail each month, thank God it's a done deal now......Kitty

I am going to guess this is a credit card bill. Boy are they a confusing rip off. I am so glad I never got one and I never will, I do not care what anyone tells me. If cash doesn't talk they can take a walk! At least once a week I get an application and after reading the first two lines I am already so confused my head is spinning. If I can't understand it into the trash it goes. Good luck with your's. Try again and see if they will lower it. The whole thing is ridiculous.

There are so many companies that offer 0% interest on balance transfers for a year..........
I would look into transferring this balance and saving a huge amount of money in interest!!

Laura

« October 2008 »

Mon

Tue

Wed

Thu

Fri

Sat

Sun